You can have the money for a down payment and still benefit from down payment assistance.

That distinction matters.

For some San Antonio buyers, especially professionals moving from one home to the next, the smarter question isn't simply:

“How much can I put down?”

It's:

Yes. With the right conventional loan structure, a seller may be able to pay your upfront private mortgage insurance premium as part of an allowable seller concession.

Why should you care?

Because it can create an entirely different conversation about your down payment.

Instead of automatically putting …

By Rich Valadez

When buying or selling a home in Texas, the term "seller concessions" often comes up during negotiations. Seller concessions refer to costs that the seller agrees to pay on behalf of the buyer at closing. These concessions can help buyers reduce their out-of-pocket expenses, making …