San Marcos Homes under $400,000

Welcome to San Marcos, Texas – a vibrant city that beautifully blends the charm of small-town living with the excitement of urban amenities. Nestled between Austin and San Antonio, San Marcos is renowned for its picturesque landscapes, rich history, and a thriving cultural scene. With the iconic San Marcos River flowing through the heart of the city, residents enjoy an array of outdoor activities, from tubing and kayaking to hiking along scenic trails.

The city is also home to Texas State University, which infuses a youthful energy and fosters a dynamic atmosphere filled with festivals, art shows, and live music. San Marcos is famous for its historic downtown area, where you can explore unique shops, delightful eateries, and local breweries that celebrate the region's culinary diversity.

For homebuyers looking to settle in this enchanting city, you’ll be pleased to find a variety of homes available under $400,000. Whether you’re seeking a cozy starter home, a charming bungalow, or a modern townhome, San Marcos offers an impressive selection that caters to diverse tastes and budgets. With its affordable housing options, families, young professionals, and retirees can find their perfect sanctuary without breaking the bank.

Investing in a home in San Marcos not only provides a comfortable living space but also grants access to a vibrant community filled with opportunities for growth and connection. Discover the charm of San Marcos today – where your dream home awaits amid the beauty and excitement of Texas Hill Country!

Newest San Marcos Homes under $400,000

$200,000

2 Beds ⋅ 3 Baths ⋅ 2020741 MLS ⋅ NEW Status

$200,000 FIRM, priced below every comparable two-story home sold in Blanco Vista in recent history (closed range $215,000 to $245,000) and below every comparable home currently for sale. That is also nearly $48,000 under the 2025 county appraised value of $247,930. A 2021 build at about $157 per square foot, newer than nearly every home it competes with, and about 10 minutes from Texas State University. Vacant, move-in ready and available for a quick close. Cash, Conventional, FHA and VA welcome. Owner financing considered only with a minimum 20% down. The price is firm because the value is already built in. The layout works for owners, roommates and rentals alike: 2 bedrooms and 2 full baths upstairs, with a half bath down for guests. 1,274 sq ft with high ceilings and an open living, dining and kitchen level. Granite counters, large island, stainless appliances and pantry. Refrigerator, range, microwave and dishwasher convey. Covered front porch and a covered second-floor balcony. Alley-access parking pad. Radiant barrier, cellulose insulation and double-pane windows help keep utility costs in check. HOA is $600 per year. Blanco Vista amenities include a junior Olympic pool, splash pad, playgrounds, stocked fishing pond, miles of hike-and-bike trails and Blanco Vista Elementary inside the community. Five Mile Dam Park and the Blanco River are minutes away. The new Buc-ee's and I-35 at Yarrington Rd are just around the corner, with a direct run to Kyle, Buda, Austin, New Braunfels and San Antonio. H-E-B, Target, Costco, downtown San Marcos and the Premium Outlets are close by.

2916 Brand Iron Dr, San Marcos

$282,000

4 Beds ⋅ 3 Baths ⋅ 2020545 MLS ⋅ NEW Status

**OPEN HOUSE on Saturday, 10/03/2026 from 1-3pm** Welcome home to this beautifully designed single-story home offering an ideal blend of space, functionality, and comfort in Blanco River Village. Featuring 4 bedrooms and 3 full baths, this home offers a thoughtfully designed floor plan with TWO primary suites, making it an excellent option for multi-generational living, guests, roommates, or anyone looking for added privacy and flexibility. Step inside to a bright, open-concept living, dining, and kitchen area filled with natural light and high ceilings. The spacious kitchen features a large island, creating the perfect gathering space for entertaining. The main primary suite offers a private retreat with a walk-in shower, dual vanity, and walk-in closet, while the second primary suite includes its own private bath. With no interior steps, the single-level layout provides easy accessibility and a seamless flow throughout the home. Enjoy outdoor living from the covered patio overlooking the fenced backyard or relax on the welcoming front porch. Located in a charming, tree-lined neighborhood with convenient access to San Marcos shopping, dining, and entertainment, Texas State University, and major highways, this home offers the space and flexibility you've been looking for!

323 Rachel St, San Marcos

$374,900

4 Beds ⋅ 2 Baths ⋅ 2020544 MLS ⋅ NEW Status

Better than new in highly sought after Blanco Vista! This impeccable four bedroom home with a flex space has been thoughtfully upgraded inside and out, with exceptional attention to detail. The heart of the home features an oversized custom island with large soft close pull out drawers, dedicated trash/recycling storage, and a beautifully organized pantry with added built-in shelving. Expansive three panel sliding glass doors with electronic shades open the living space to an incredible covered patio and a backyard that is truly a showstopper. The meticulously manicured yard features extensive landscaping and hardscaping, complete with flagstone patio, a gas line for the fire pit, added drainage with a French drain, gutters, as well as flagstone and concrete walkways extending around the home. Both exterior side gates open to the backyard providing convenient access. Additional improvements include a water softener, added laundry shelving, stained fencing, and upgraded window treatments. From the custom interior touches to the extraordinary outdoor living space, this home has been maintained and improved with a level of care that is hard to find. Located in desirable Blanco Vista with convenient access to Texas State University, area schools, shopping, dining, and everything San Marcos has to offer. Immaculate, thoughtfully upgraded, and absolutely move-in ready...this one shows even better than new.

3309 Jacob Ln, San Marcos

$289,900

3 Beds ⋅ 3 Baths ⋅ 2020234 MLS ⋅ NEW Status

Seller offering $5,000 toward closing costs or a rate buy-down on this breathtaking move-in-ready home. Picture your perfect day at 280 Cordero Drive. Step through the front door into a dedicated flex space, an effortless home office or cozy study. Continue into the bright, open-concept living area, flowing seamlessly into a beautifully designed kitchen perfect for morning coffee or hosting friends. Step outside to your private, tree-shaded backyard, a peaceful retreat with plenty of privacy for quiet mornings or lively evenings under the stars. Head upstairs to an expansive flex space, the ultimate second living room, game room, or media lounge for movie nights and playful afternoons. Nestled in the sought-after El Camino Real community, this gorgeous 3-bedroom, 2.5-bath home puts you moments from Texas State University and offers easy access to IH-35 for quick getaways to Austin and San Antonio. Spend afternoons floating and kayaking the crystal-clear San Marcos River, or soak up the energy of downtown San Marcos, with live music, restaurants, and nightlife just minutes away. Shop the San Marcos Premium Outlets, then unwind back home after a day of adventure. With its impeccable layout, luxurious, flexible spaces, and unbeatable location that blends river life, vibrant culture, and Hill Country charm, 280 Cordero Drive isn't just a house; it's the lifestyle you've been dreaming of.

280 Cordero Dr, San Marcos

$275,000

3 Beds ⋅ 2 Baths ⋅ 2018948 MLS ⋅ NEW Status

RARE ASSUMABLE FHA LOAN AT 2.99%! With an approximate remaining balance of approx. $254,000, this exceptionally low existing rate could offer a qualified buyer significant monthly principal-and-interest savings compared with obtaining a new loan at prevailing market rates. Assumption is subject to buyer qualification and lender/servicer approval and is not guaranteed. Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,366 square feet of thoughtfully designed living space on a desirable corner lot. Filled with natural light, the open floor plan features a spacious family room that flows seamlessly into the kitchen, creating a bright and inviting space for everyday living and entertaining. The kitchen offers stainless steel appliances, Silestone countertops, ample workspace, and an open view into the main living area. The private primary suite is tucked away from the secondary bedrooms and features a generous walk-in closet and walk-in shower. A separate utility room with direct garage access adds extra convenience. Recent improvements include a new roof, extended back patio, and privacy wall, creating a comfortable outdoor space perfect for relaxing or entertaining. Full sod and irrigation add to the home's easy-care appeal. Smart-home features include Alexa voice control, a video doorbell, smart front-door lock, home hub, smart light switch, and thermostat. With abundant natural light, a functional split-bedroom layout, thoughtful updates, and great indoor-outdoor living, this home is truly move-in ready.

127 New Hampton Way, San Marcos

$289,990

4 Beds ⋅ 2 Baths ⋅ 2018108 MLS ⋅ ACTIVE Status

Welcome to 144 Ballyneal Lane in San Marcos! Meticulously cared for and thoughtfully designed, this inviting home offers a comfortable layout, abundant natural light, and a warm, welcoming feel. Neutral walls, luxury vinyl flooring, and carpeted bedrooms create a timeless backdrop ready for your personal style. The thoughtfully arranged floor plan features two bedrooms and a full bath at the front of the home, with a versatile third bedroom positioned between the secondary bedrooms and primary suite-ideal for a home office, study, or flex space. The private primary suite is located at the rear of the home and features generous natural light, two walk-in closets, a walk-in shower, and additional storage. The kitchen overlooks the dining and living areas, creating an open and connected space for everyday living and entertaining. It features white cabinetry, granite countertops, stainless steel appliances, ample storage, and a walk-in pantry. Step outside to enjoy the covered patio and backyard, offering an inviting space to relax or entertain. Located in San Marcos, residents enjoy a vibrant blend of small-town charm and college-town energy, with access to local restaurants, shopping, outdoor recreation, and the scenic San Marcos River. Conveniently positioned between Austin and San Antonio, the home offers an easy connection to both cities while enjoying all that the Texas Hill Country has to offer.

144 Ballyneal Ln, San Marcos

$398,900

4 Beds ⋅ 3 Baths ⋅ 2017612 MLS ⋅ ACTIVE Status

Move-in ready and ready to welcome you home! This spacious 4-bedroom, 3-bath home in San Marcos offers plenty of room to spread out with a comfortable, flexible layout. The kitchen is the heart of the home with a large island, granite countertops, stainless steel appliances, plenty of cabinet space, and seating for casual meals. High ceilings and abundant natural light give the main living area a bright, open feel. The spacious primary suite offers a relaxing retreat with a garden tub, double vanity, and walk-in closet. Looking for a great multi-generational or multi-family living setup? Upstairs offers its own bedroom, full bath, and game room/family room, creating a private and versatile space for extended family, guests, older kids, or simply an additional area to relax and unwind. Step outside to a fantastic covered patio overlooking the fenced backyard-the perfect spot for morning coffee, weekend cookouts, or relaxing at the end of the day. An attached 2-car garage adds even more convenience. Located in a great San Marcos location with neighborhood walking and biking trails, park/playground, swimming pool, basketball court, and more. Plus, you're just a short walk from the Five Mile Dam soccer and swimming area! With its flexible layout, great outdoor living, and convenient location, this home is ready for its next chapter!

217 Split Rail Dr, San Marcos

$214,900

3 Beds ⋅ 2 Baths ⋅ 2016746 MLS ⋅ ACTIVE Status

PRIME LOCATION IN SAN MARCOS + NO HOA = 1153 Overlook Way! This inviting 3-bedroom, 2-full-bath home is tucked away on a peaceful cul-de-sac in San Marcos, offering a comfortable setting with a prime location close to the best of Central Texas. The spacious, open living area features a charming bay window and warm honey flooring throughout the main living and kitchen areas. The second bedroom includes beautiful French doors, creating a versatile space that can easily serve as a guest room, home office, study, or flex room. Enjoy the outdoors in the beautiful backyard with a covered patio, perfect for relaxing or entertaining. The cul-de-sac location offers a quieter setting with less through traffic, while keeping you close to the San Marcos River, Rio Vista Park, Spring Lake, Texas State University, Downtown San Marcos, shopping, dining, and entertainment. Comfortable living, flexible spaces, and an exceptional San Marcos location make 1153 Overlook Way the home for you!

1153 Overlook Way, San Marcos

$384,998

4 Beds ⋅ 2 Baths ⋅ 2015329 MLS ⋅ ACTIVE Status

Corner Lot with 18 ft ceilings in the living room with oversized picture frame windows, a 2.5 car garage and a spacious game room! Check out this Presidio offering 2,047 sq. ft. of well-planned living space, blending functionality with contemporary style. The main level features an inviting open-concept layout where the living area, kitchen, and casual dining space flow effortlessly, extending to a covered patio for outdoor enjoyment. A private primary suite with a walk-in closet and spa-like bath provides a peaceful retreat. Upstairs, a spacious game room serves as the heart of the second floor, surrounded by three secondary bedrooms and a full bath. A convenient powder room, dedicated laundry area, and two-car garage enhance everyday practicality. Designed for modern living, this home delivers comfort, versatility, and timeless appeal.

423 Salamander, San Marcos

$289,998

3 Beds ⋅ 2 Baths ⋅ 2015278 MLS ⋅ PRICE CHANGE Status

The Riverside floor plan boasts 1,400 sq. ft. of thoughtfully designed living space, perfect for modern living. This charming home features three spacious bedrooms and two full baths, offering comfort and versatility for families or guests. The open-concept layout connects the kitchen, dining, and living areas, creating an ideal space for entertaining or everyday relaxation. The primary suite includes a private ensuite bathroom and ample closet space for added convenience. A two-car garage provides secure parking and additional storage options. With its smart design and stylish finishes, the Riverside floor plan offers a perfect balance of functionality and elegance. It's a welcoming space.

1528 Esplanade Pkwy, San Marcos

$375,000

3 Beds ⋅ 2 Baths ⋅ 2015007 MLS ⋅ ACTIVE Status

Have you been searching for the perfect piece of land to build your San Marcos dream home? Look no further than 2212 Hunter Rd. Offering a highly sought-after 0.51-acre lot, this property is being sold for lot value. Skip the tiny lots in crowded new-build subdivisions and take advantage of this rare chance to build exactly what you want on a spacious, mature lot surrounded by established trees. Location is everything, and this home puts the best of San Marcos right at your fingertips. You are just minutes away from hiking the sprawling trails at Purgatory Creek Natural Area or exploring the underground wonders at Wonder World Cave & Adventure Park. Spend your weekends floating the crystal-clear water at Rio Vista Park on the San Marcos River, or take a short drive down to the world-famous San Marcos Premium Outlets for premier shopping and dining. With easy access to I-35, Texas State University, and vibrant downtown San Marcos, this home is a phenomenal opportunity. Don't miss your chance to own a half-acre slice of San Marcos-schedule your showing today! Contiguous property may be available.

2212 Hunter Rd, San Marcos

$344,990

5 Beds ⋅ 3 Baths ⋅ 2014742 MLS ⋅ PRICE CHANGE Status

OCTOBER ESTIMATED COMPLETION. EASY ACCESS TO I-35. The Madison is our largest floorplan available. This two-story home features 5 bedrooms, 3 bathrooms, a gameroom, and 2 car garage across 2,497 square feet. Our homes in Whisper South feature three-sided masonry exteriors. Cross the front foyer to the open concept living space. The kitchen faces out to the dining room and family room. The kitchen features an island with undermount sink, quartz countertops, a pantry closet, 36" upper cabinets, and stainless-steel appliances, including a gas range. A secondary bedroom and full bathroom are located off the kitchen, perfect for your guests or any family member that need their own space. The oversized utility room is also located off the kitchen and includes a closet for extra storage. The primary bedroom is located on second floor. This oversized private ensuite includes an extra sitting area as well as an attached bathroom. Enjoy the walk-in shower double vanity with quartz counter tops, private toilet area with a door, and an enormous walk-in closet. Three additional bedrooms and a full bathroom complete the upstairs space. The Madison includes vinyl flooring throughout the common areas of the home, and carpet in the bedrooms. All our new homes feature a covered back patio, full sod, preplumb for water softener loop, irrigation system in the front and back yard, and a 6' privacy fence around the back yard. This home includes our America's Smart Home base package.

245 Raymondville Path, San Marcos

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